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Interest Rates

Interest Rate and Annual Percentage Yield (APY) are current as of 05/22/2017.
Rates may vary and are subject to change without notice.

Personal Money Market, Personal eMoney Market, and Commercial Money Market Accounts

  Interest Rate Annual Percentage Yield (APY)
Up to $2,499.99 0.05% 0.05%
$2,500.00 and up 0.250% 0.25%
Premium Rate w/qualifying checking account - all balances 0.499% 0.50%

Minimum balance required to obtain APY: None. Minimum opening deposit: $100. The APY may vary after the account is opened. Fees could reduce earnings. See us for complete details about the premium rate.

Certificates of Deposit, Personal eCD and IRA

  Interest Rate Annual Percentage Yield (APY)
30 Days/1 Month 0.050% 0.05%
3 Months 0.100% 0.10%
6 Months 0.150% 0.15%
12 Months 0.300% 0.30%
18 Months 0.399% 0.40%
24 Months 0.499% 0.50%
36 Months 1.587% 1.60%
48 Months 0.697% 0.70%
60 Months 1.784% 1.80%

Minimum opening deposit and balance to earn interest: $1,000. Early withdrawal penalties may apply. Ask us about other CD maturities and yields.

Interest Checking

  Interest Rate Annual Percentage Yield (APY)
50+ Free Interest Checking 0.05% 0.05%
Premium Select Checking - Up to $2,499.99 0.05% 0.05%
Premium Select Checking - $2,500.00 to $49,999.99 0.10% 0.10%
Premium Select Checking - $50,000.00 and up 0.15% 0.15%

Minimum balance required to obtain APY on Interest Checking Accounts: None.
Minimum opening deposit on all Interest Checking Accounts: $100. 
Fees could reduce earnings on Premium Select Checking Accounts.

Savings

  Interest Rate Annual Percentage Yield (APY)
Savings (Personal and Commercial) 0.25% 0.25%
Personal eSavings 0.25% 0.25%

Minimum balance required to obtain APY: $100. Minimum opening deposit: $100.The APY may vary after the account is opened. Fees could reduce earnings.

DISCLAIMER: Rates may vary and are subject to change without notice.