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Basic Checking

Basic Checking is the account for people who like the best of both worlds: the convenience of online banking with the ability to still write the occasional check.

Basic Checking Features:

  • Online Banking with Bill Pay
  • Mobile Banking
  • State Bank Debit Card
  • Free paper or eStatements with check imaging

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Product Features

Account Benefits

Free Online Banking with Bill Pay
Debit MasterCard®
Mobile Banking
Text Alerts

Make a Deposit Mobile*
Person to Person Payments
Bank to Bank Transfers
Budget and Expense Management

Minimum Opening Deposit


Monthly Service Charge


Transaction Limits


To Waive Monthly Service Charge

Maintain average collected balance of $1,000 per statement cycle






Choice of eStatements or paper statements

State Bank does not charge for Mobile Banking. However, third party message and data rates may apply. Check with your wireless carrier.
*Access to Make a Deposit Mobile is subject to approval. Click here to enroll.

Can't decide? Compare all our checking accounts.

Call us 1.800.414.4177

Open your new account online

Convenience, freedom and control begin with State Bank’s online banking. Wherever you have Internet access, whenever you need to access your accounts, online banking is available right here through our Web site.

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