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State Bank Mortgage Team

James Gay - Vice President & Loan Officer

James Gay

Vice President & Loan Officer

“I recently had the opportunity to work with an outstanding professional in Mr. James Gay. Not only was he fully knowledgeable on all aspects of the mortgage process, he was able to help me understand even the most complicated topics in language I could understand. He made sure he fully answered all of my questions and cleared up some of my concerns about the mortgage process. James had clear, direct answers and was able to provide stellar market insight that allowed for the best possible outcomes for my particular situation. His work ethic, knowledge, and professionalism sets him apart from his peers and anyone that wants the best on their side, needs to meet James. State Bank is extremely fortunate to have him on their team!"

Tobias P.

“James made our first mortgage financing experience very smooth, and really took the time to address our questions and concerns.”

James T.
Aiken, SC

“James Gay helped me when no one else would because of my military deployment.”

Mason S.

Named Top 10 producing loan officer in the state of Georgia for 2014 by the Mortgage Bankers Association of Georgia

Contact my Loan Officer Assistant:

Ashlee Aloan

Augusta

2743 Perimeter Parkway
Bldg 100 Ste 100
Augusta, GA 30909

Aiken

103 Old Market Street
Aiken, SC 29803


James' Awards & Memberships

  • President's Award Winner, Mortgage Bankers Association of Georgia, 2010-2013, 2016
  • Diamond Award Winner, Mortgage Bankers Association of Georgia, 2014, 2016-2018
  • Platinum Award Winner, Mortgage Bankers Association of Georgia, 2010-2013
  • Gold Award Winner, Mortgage Bankers Association of Georgia 2008-2009
  • 2006 Ambassador of the Year, North Augusta Chamber of Commerce
  • Aiken & Augusta Boards of Realtors
  • North Augusta Sertoma Club
  • Augusta Mortgage Bankers Association
  • Building Code Board of Adjustments & Appeals, City of North Augusta

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